“Collection” is one word that debtors fear since they do not know what to expect when the lender comes to collect what is theirs. The lender may hire a debt collecting agency or carry out the activity themselves in a...
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How Does Refinancing a Mortgage Work?
Refinancing is the process by which homeowners get a new mortgage to replace the first one. Homeowners do refinance to allow them to get a better interest rate and term. They pay off the first loan, which allows them to...
Mortgage Pre-Approval vs. Pre-Qualification: What’s the Difference?
As you prepare to finance your dream home, chances are you have had that you need mortgage pre-qualification and pre-approval. These are two important steps when applying for a mortgage loan. A lot of people use these...